Financing Terms
Effective Date: Oct. 26. 2026
1. Available Payment and Financing Options
Mogo Mobility offers various payment methods for retail and wholesale purchases of our products.
Accepted payment methods may include:
- Major credit cards/ Debit cards via Paypal / Stripe
- ACH electronic bank transfers
- Pay Later by PayPal
- Affirm financing
- Klarna financing
- Other payment methods may available at checkout
Available financing options, promotional offers, repayment periods, and eligibility requirements may vary based on customer qualifications, purchase amount, geographic location, and lender approval.
2. Third-Party Financing Disclaimer
Mogo Mobility does not provide, originate, underwrite, or service consumer loans.
Financing programs offered through our website are administered solely by independent third-party financial institutions.
All decisions concerning:
- Credit approvals or denials
- Credit inquiries
- Interest rates
- Annual Percentage Rates (APR)
- Loan amounts
- Payment schedules
- Finance charges
- Late fees
- Default provisions
- Collection practices
- Prepayment terms
are determined solely by the applicable financing provider.
Mogo Mobility has no authority to approve, deny, modify, waive, or negotiate financing decisions or loan terms.
Customers utilizing financing services remain subject to the separate financing agreement provided by the applicable lender at checkout.
The actual financing terms available to each customer may vary based on creditworthiness, lender criteria, and other eligibility factors determined by the financing provider.
Customers should carefully review all financing disclosures and lender agreements before completing a financed purchase.
3. Payment Authorization and Payment Security
By submitting payment information and completing an order, you authorize the applicable payment processor to charge your selected payment method for the total purchase amount, including applicable taxes, shipping charges, and authorized fees.
Mogo Mobility does not store complete credit card numbers, bank account numbers, or payment credentials on its internal systems.
Payment information is processed through secure third-party payment providers utilizing industry-standard encryption and security measures, including compliance with applicable PCI DSS standards where required.
4. ACH Electronic Payments
Customers electing to pay via ACH transfer authorize the initiation of electronic debits from their designated bank account for the approved transaction amount.
If an ACH transaction is declined, returned, reversed, or rejected for any reason, Mogo Mobility may:
- Delay shipment
- Suspend order processing
- Require an alternative payment method
- Cancel the order if necessary
Returned-payment fees, bank fees, and administrative costs may be assessed to the extent permitted by applicable law and payment processing rules.
Customers are responsible for ensuring that sufficient funds are available when ACH payments are authorized.
5. Identity Verification and Fraud Prevention
To help prevent fraud and unauthorized transactions, all orders may be subject to:
- Identity verification
- Address verification
- Payment authentication
- Fraud screening procedures
Where fraud indicators or verification concerns arise, Mogo Mobility may:
- Request additional documentation
- Verify identity through third-party services
- Delay shipment pending review
- Reject or cancel an order
- Report suspected fraudulent activity to appropriate authorities
Failure to provide requested verification information may result in order cancellation.
6. Refunds for Financed Purchases
Approved refunds for purchases made using financing shall be issued in accordance with the procedures of the applicable financing provider.
Refunds may be:
- Credited directly to the lender,
- Applied toward the customer’s outstanding financed balance, or
- Processed through the original payment method, where applicable.
The financing provider determines how refunds affect:
- Outstanding principal balances
- Accrued interest
- Monthly payment obligations
- Financing account status
Mogo Mobility cannot alter lender processing procedures or guarantee specific lender refund timelines.
All product returns remain subject to our Return & Refund Policy, which is incorporated herein by reference.
7. Chargebacks and Dispute Resolution
Customers are encouraged to contact Mogo Mobility Customer Support before initiating a chargeback or payment dispute. by email us at customerservice@mogo-mobility.com or call us at +1 866-868-9694.
Upon receiving a claim regarding products, shipping, billing, or customer service, we will make reasonable efforts to investigate and address the issue promptly.
Nothing in these Financing Terms limits a customer’s legal rights to dispute unauthorized transactions or exercise protections available under applicable consumer protection laws and payment network rules.
Where a chargeback is determined to be fraudulent, abusive, or unsupported by available evidence, Mogo Mobility reserves the right to:
- Restrict future purchases
- Refuse future financing transactions
- Recover amounts permitted by applicable law
- Suspend customer account access
8. Privacy and Data Protection
Information submitted during payment processing or financing applications is handled in accordance with our Privacy Policy.
Financing providers maintain separate privacy policies governing the collection, processing, storage, and use of borrower information.
Contact Information
Mogo Mobility Inc.
2150 Northmont Parkway, Suite P
Duluth, GA 30096, United States
Email: info@mogo-mobility.com
Toll Free Line: +1 866-868-9694